surprised to walk into your new property to find

An ideal homeowner&39;s insurance policy will automatically cover your possessions based on roughly 75% of your home&39;s insured value, on average. Contact your insurance agent. Change your locks. If you&39;re a new homeowner, you can contact the Austin insurance company that currently provides your car insurance to get a price quote on homeowner&39;s insurance. There are still several loose ends to tie up and issues that must be taken care of immediately after buying a property to protect yourself as a new homeowner. Thers nothing worse than an unexpected surprise after a natural disaster or theft has occurred, where you find out that your valuables were not covered in full. From there, you can shop competitively online and locally for affordable appliances; if youre on a tight budget, consider buying refurbished to keep costs low.

If you have any rare or expensive items in your home, like artwork or jewelry, you may need to pay for additional coverage to insure valuables at a higher amount. 2. If a house was sold with outdated, inefficient, or broken appliances, this is also the time to get major Commercial Ice Makers Manufacturers appliances replaced, like the stove, refrigerator, washer and dryer, and oven range. But not so fast. It&39;s also recommended to install deadbolts at main entry points if they are not already there. Experts recommend requesting a minimum of three quotes to find a competitive premium that will fit within your budget. Nonetheless, it still pays to compare quotes on homeowner&39;s insurance from leading insurance providers to make sure that you get the best monthly rate.Now that you&39;ve finally moved into the home of your dreams, life can begin.

Consider these three guidelines as necessary precautions to take after signing on the dotted line: 1.. You may be able to receive a discounted rate if you bundle your car and home insurance policies together. To protect yourself and your family from day one, take the time to contact a locksmith and have a new set of keys made. Most homes are sold with all major appliances, but you may be surprised to walk into your new property to find that the washer and dryer are missing. For a more affordable alternative to purchasing new locks, you can simply manually remove door locks and take them to the hardware store yourself to get them rekeyed.

Check your appliances. Unpleasant surprises can be avoided by reading your contract in advance before buying a home to determine exactly which appliances will stay and which will go. Even though you may have bought your house from a nice little old lady, the odds are that she passed out copies of her house key to friends, grandchildren, and even pet sitters while on vacation. Last but not least, take the time to meet with your insurance agent to review your new homeowner&39;s insurance policy to determine exactly what it covers. If you&39;re wondering what to do after buying a home, you&39;ve come to the right place.